201 Spear Street, 11th Floor | San Francisco | CA 94105

Amerinote Xchange Blog: Sell Mortgage Note

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

When you take out a mortgage to buy a home, you sign a promissory note as a promise to pay back the loan. Sometimes, the original lender may decide to transfer this note to another party, which involves a process known as mortgage note endorsement.  What is the Endorsement of a Promissory Note? An endorsement…

Read More

Posted by Jennifer Park on June 14, 2024 | 0 Comments

Seller financing can be highly advantageous to both buyers and sellers. If you want to get your house off the market, offering a seller-held mortgage can help you do so expeditiously. However, it’s essential to understand how seller financing works, its pros and cons, and how it will impact you before moving forward. What Is…

Read More

Posted by Jennifer Park on September 14, 2023 | 0 Comments

A partial purchase mortgage note offer can deliver serious benefits. You get instant access to cash by selling a portion of your note to a buyer, while still retaining regular interest payments and enjoying some significant tax benefits to boot. But accepting a partial purchase mortgage note offer isn’t the right move for every note…

Read More

Posted by Tara Mastroeni on January 26, 2019 | 2 Comments

When you start getting involved in buying and selling real estate notes, it can seem like there is a secret language, known only to buyers and lenders. “Mortgage” is simple enough, but once phrases like “deeds of trust” and “promissory note” start getting thrown around, the whole thing can start to seem like a confusing…

Read More

Posted by Tara Mastroeni on April 26, 2017 | 0 Comments

Why are individuals or entities like note buyers interested in buying a mortgage note as an investment, and what are the major risks involved? To understand this, we must understand what a mortgage note is. What Is a Mortgage Note? A mortgage note is a written agreement between a property seller and the property’s buyer…

Read More

Posted by Tara Mastroeni on June 17, 2016 | 2 Comments

If you’re in the real estate industry, then you are probably familiar with the Dodd Frank legislation that went into effect on January 10, 2014. Dodd Frank and the Consumer Financial Protection Bureau were enacted to protect consumers from the predatory loan practices of institutions and lenders. While seller financing is only a small fraction…

Read More

Posted by Tara Mastroeni on June 11, 2015 | 12 Comments

If you’re not in real estate, learning the difference between a mortgage vs. promissory note can get complicated and convoluted. They both are important documents that you’ll sign when you buy a home. However, while these documents are both meant to ensure that the lender gets repaid, there are some major differences between the two. …

Read More

Posted by Tara Mastroeni on May 29, 2015 | 0 Comments