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Amerinote Xchange Blog: Market Trends

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

The Amortization Process Explained: What is a Fully Amortized Loan? If you’re in the process of selling a real estate note, you’re going to want to have a firm understanding of the process of amortizing a loan. Put simply, your loan’s amortization schedule will determine how long it takes for you to receive a full…

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Posted by Tara Mastroeni on May 15, 2021 | 0 Comments

Traditionally, owning a rental property is considered a safe investment. However, even the safest investments are not foolproof. For example, during the pandemic, many landlords struggled financially after their tenants were unable to keep up with their rent. As a landlord, it’s impossible to predict when a tenant will stop paying, but fortunately, there is…

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Posted by Tara Mastroeni on April 15, 2021 | 2 Comments

What’s Included in an Owner Financing Contract Template? A Guide for Buyers and Sellers While it’s easy to find an owner financing contract template online, it’s not always easy to understand what all the legal terms mean. With that in mind, below is a guide to the most important information that needs to be present…

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Posted by Tara Mastroeni on March 11, 2021 | 0 Comments

At some point, everyone who’s interested in financing real estate has asked themselves the question, “What is a balloon payment on a mortgage?” While most balloon payments are no longer allowed to be part of most qualified mortgages for consumer purposes, it’s important to note that they can still be used in non-traditional financing arrangements…

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Posted by Tara Mastroeni on February 9, 2021 | 0 Comments

Understanding Tax Deferred Investments: A Guide for Real Estate Investors Aside from diversifying your portfolio, the ability to take advantage of the tax benefits is one of the main reasons to invest in real estate. However, if you’re not careful, when it comes time to sell your investment property, you can get hit with a…

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Posted by Tara Mastroeni on December 19, 2020 | 2 Comments

Before we get into the particulars of real estate crowdfunding, it’s important to make sure that you understand the basics of crowdfunding real estate investing as a concept. At its core, crowdfunding investing is a process of pooling money together from multiple investors in order to achieve a common goal. For example, today, websites like…

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Posted by Tara Mastroeni on September 28, 2020 | 0 Comments

As you likely already know, offering the option of seller financing can be an effective way to make purchasing your home an option for a greater variety of buyers. However, you may not be aware that, if you have an existing home loan, the process will become a little trickier, mainly due to the due-on-sale…

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Posted by Tara Mastroeni on August 21, 2020 | 0 Comments

Believe it or not, getting a mortgage from a bank is not the only way to finance the purchase of a home. In fact, seller-financing in real estate and, in particular, seller carry-back mortgages — sometimes called vendor take-back mortgages — can often be a viable alternative to a traditional mortgage loan. If you’re wondering…

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Posted by Tara Mastroeni on June 10, 2020 | 4 Comments

Is the right time to sell or invest in mortgage notes in the midst of the Coronavirus outbreak? We’ll cover why the virus has created such a challenging environment for traditional lending and what you can do to come out on top. Holders and lenders that originate loans and sell that debt off on the…

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Posted by Tara Mastroeni on June 5, 2020 | 0 Comments

Real estate has many complex terms and “purchase money mortgage” is one of them. If you’ve asked yourself “what is a purchase money mortgage?” read on below. We’ll tell you what this term means, how it works, and what the benefits are of using this type of financing in a real estate transaction. Key takeaways…

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Posted by Tara Mastroeni on May 7, 2020 | 0 Comments