We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.
Seller notes are a flexible financing tool used in real estate and business acquisitions. They help bridge the gap between what a buyer can pay upfront and the total purchase price. Whether you’re selling property with an existing mortgage note or negotiating a business exit, seller notes offer a way to complete the deal—without walking…
The mortgage bond market plays a fundamental role in global finance, influencing institutional investment strategies and homeownership trends alike. Investors rely on these securities to generate income, diversify portfolios, and manage risk. However, mortgage bonds are complex financial instruments, requiring a strong understanding of how they work, their associated risks, and effective investment strategies. This…
Land trusts. For many, they’re a mysterious legal entity—the stuff of conservationists and secretive landowners. In reality, they’re much more than that. These legal agreements, where a trustee holds property on behalf of a beneficiary, play a pivotal role in conservation, privacy, and community development. But as noble as land trusts are, they come with…
Mortgagee vs Mortgagor: Introduction to Mortgagor and Mortgagee When navigating the world of mortgages, two key terms frequently come up: mortgagor and mortgagee. These terms represent different parties in the mortgage process, but it’s easy to get them confused. Here, we’ll break down the roles of the mortgagor and mortgagee so you can fully understand…
To buy a home, buyers can take out a mortgage loan to purchase a property if they are short on funds. They can then repay the loan over many years to their lender (e.g., the bank) in the form of mortgage payments. However, during such real estate transactions, the lenders are the most at financial…
Have you ever wondered how a house is legally owned? It’s not as simple as just owning the keys. A deed of trust is an important legal document used to secure a mortgage. It’s an additional contract between a lender, a borrower, and a trustee. A trust deed outlines the terms of the mortgage and…
As of 2023, 1.4% of all US mortgages were classified as defaulted, meaning they were 90 days or more late. This can have serious consequences, such as foreclosure, negative effects on your credit score, or even bankruptcy. First, let’s answer this: what does it mean if you default on a mortgage? Simply put, defaulting on a…
Have you ever wondered how investors manage their exposure to mortgage-backed securities? Collateralized mortgage obligations (CMOs) offer a unique way to invest in mortgage loans while mitigating certain risks. This specialized financial product has become increasingly popular among savvy investors seeking fixed-income opportunities. What is a Collateralized Mortgage Obligation? A collateralized mortgage obligation is a…
When a homebuyer gets a mortgage, they agree to pay back the money they borrowed from a lender, usually a bank. These payments are usually made over a period of many years with interest, which is how the lender makes money. If the borrower doesn’t make payments, the mortgage gives the lender the ability to…
When you’re looking to buy a home, you’ll likely come across terms like “mortgage,” “deed of trust,” “land contract,” “real estate contract,” and even “bond for deed.” It might feel like you’re learning a new language altogether, but there’s no need for alarm. A “mortgage” is a banking term and it basically means a loan…
Copyright © 2025 Amerinote Xchange. All Rights Reserved.
