201 Spear Street, 11th Floor | San Francisco | CA 94105

Amerinote Xchange Blog

We have been purchasing notes, mortgages and real estate contracts for over a decade and we pride ourselves on a unique client experience at the best price possible.

A contract for deed arrangement is one that allows a home buyer to purchase a property directly from the seller, without the involvement of a traditional mortgage lender or banking institution. It generally allows for a faster transaction and can open the door to buyers with less-than-perfect credit or a solid but short employment history….

Read More

Posted by Tara Mastroeni on September 13, 2018 | 0 Comments

We often get asked by potential clients, “Who buys real estate contracts?” Or, more importantly, “will you buy my real estate contract?” Though we wish the answers were a clear-cut yes or no, in most cases, it’s simply not. You see, the correct answer actually depends on the person’s definition of the term “real estate…

Read More

Posted by Tara Mastroeni on May 14, 2018 | 3 Comments

Selling a promissory note should not be a complicated undertaking. In fact, the overall process can be smooth and hassle-free when you prepare accordingly and use reputable note buyers or experienced note buying companies. As leaders in loan acquisitions and buying promissory notes, we have put together this functional guide to help you understand the…

Read More

Posted by Jennifer Park on March 20, 2018 | 8 Comments

When you start getting involved in buying and selling real estate notes, it can seem like there is a secret language, known only to buyers and lenders. “Mortgage” is simple enough, but once phrases like “deeds of trust” and “promissory note” start getting thrown around, the whole thing can start to seem like a confusing…

Read More

Posted by Tara Mastroeni on April 26, 2017 | 0 Comments

Already one of the lesser-known investment opportunities, seller financing has earned a poor reputation as the tactic of only the truly desperate. After all, if you are looking for monthly income and already own property, why not just use the property as a rental? In reality, seller financing — also sometimes called “owner financing” or…

Read More

Posted by Tara Mastroeni on February 28, 2017 | 0 Comments

Why are individuals or entities like note buyers interested in buying a mortgage note as an investment, and what are the major risks involved? To understand this, we must understand what a mortgage note is. What Is a Mortgage Note? A mortgage note is a written agreement between a property seller and the property’s buyer…

Read More

Posted by Tara Mastroeni on June 17, 2016 | 2 Comments

For some property sellers and buyers, a mortgage is an obstacle to full property ownership instead of a vehicle that makes full ownership possible. Sometimes, this is because they enter a seller-financed mortgage without understanding all it entails, and have misconceptions about parts of the process. Here are some frequently asked questions that we’ve answered…

Read More

Posted by Tara Mastroeni on June 11, 2016 | 0 Comments

If you’re in the real estate industry, then you are probably familiar with the Dodd Frank legislation that went into effect on January 10, 2014. Dodd Frank and the Consumer Financial Protection Bureau were enacted to protect consumers from the predatory loan practices of institutions and lenders. While seller financing is only a small fraction…

Read More

Posted by Tara Mastroeni on June 11, 2015 | 12 Comments

If you’re not in real estate, learning the difference between a mortgage vs. promissory note can get complicated and convoluted. They both are important documents that you’ll sign when you buy a home. However, while these documents are both meant to ensure that the lender gets repaid, there are some major differences between the two. …

Read More

Posted by Tara Mastroeni on May 29, 2015 | 0 Comments

If you are looking to sell your home that you own free and clear to a family member, then creating a private mortgage note may be right for you. The term private mortgage note is used to refer to a mortgage note that is being offered by an individual or private party. It is meant to…

Read More

Posted by Tara Mastroeni on December 8, 2014 | 2 Comments